Prudential supervision
We ensure uniform rules and consistent supervision for all European financial institutions, strengthening the stability and resilience of the banking system.
European supervision
Supervision, innovation and stability for the European financial system
An independent authority for a robust, transparent and future-ready banking market. We promote European banking supervision, EU financial stability and European regulation with an innovative and inclusive approach.
What we deliver for European citizens
Our role for the European Union
The EBA promotes security and transparency in the EU financial system, coordinating regulation, supervision and technological innovation in banking and fintech.
How we ensure stability and trust
Through cooperation with national authorities and European institutions, the EBA ensures uniform application of regulations and monitors risks that may affect banking system stability.
Supervisory convergence
SupervisionWe coordinate control methods, conduct pan-European stress tests and publish risk analyses to strengthen European banking supervision.
Regulatory policy
PolicyWe develop technical standards and guidelines for banks, fintechs and intermediaries, promoting European regulation and regulatory transparency.
Innovation & crypto-assets
InnovationWe lead the integration of digital technologies in compliance with EU rules, monitoring crypto-assets and promoting operational resilience.
EBA in numbers
Our data reflect a constant commitment to safer, fairer and more transparent finance across the European Union.